What We Do
Coverage placement and Loss Control consulting for your business in one place.
Canary places professional liability and management lines for established businesses and offers a set of consulting services around them. You work with one person who knows the file, not a rotating account team.
Coverage lines
These are the lines Canary places most often. Whether any of them are the right fit for your business depends on you. We'll discuss options so you can make an informed decision on what works for you.
Errors and Omissions / Professional Liability
Addresses claims arising from professional errors, oversights, or alleged failure to perform in the services your business provides to clients.
Request a QuoteManagement Liability
An umbrella term for the management-side exposures most businesses carry but rarely think about until something happens: leadership decisions, employment practices, and fiduciary duties.
Request a QuoteDirectors and Officers (D&O)
Responds to claims alleging wrongful acts by directors, officers, or the company itself in their leadership decisions. Relevant for any business with a board, partners, or named executives.
Request a QuoteEmployment Practices Liability (EPLI)
Addresses claims from employees, applicants, or independent contractors working on the company's behalf alleging wrongful termination, discrimination, harassment, or related employment practices. Worth a look the moment a business has employees.
Request a QuoteFiduciary Liability
Designed for businesses that manage employee benefit plans. Responds to claims alleging mismanagement of those plans under ERISA or similar standards. Often overlooked until a participant raises a concern.
Request a QuoteCrime
Addresses losses from employee theft, fraud, and certain third-party criminal acts. Frequently bundled with management liability for businesses that handle client funds or sensitive data.
Request a QuoteCyber Liability
Responds to data-breach incidents, ransomware events, and business-email-compromise claims. Increasingly relevant for any business that holds client records or processes payments online.
Request a QuoteLarge-Group Coverage
Coverage designed for networks, alliances, and groups that need consistent coverage across their member agencies.
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Consulting Services
Canary's consulting services are structured to be flexible. We start with a conversation to get the lay of the land, then hone in on your specific needs and priorities, keeping your business in focus. Engagements are scoped and priced per situation. The fastest way to know if one of these services is a fit for your business is a short call.
- M&A coverage review
- Coverage gaps often surface late in the due diligence process and can affect terms. Get ahead of these with Canary’s third-party coverage review, providing buyers and sellers an independent read on the insurance picture before it impacts the deal.
- Large-group coverage design
- For networks, alliances, and groups that need consistent coverage across their member agencies. Canary helps shape the program before going to carriers.
- Loss Control Reviews & Training Sessions
- Since an insurance policy can't cover everything you do, the next best thing is to ensure you have appropriate loss control features in place. Canary can help you determine which processes and procedures may need a closer look in your business and across teams. If specific training is needed, we can do that, too.